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Patricia P. Bearden
Chief Financial Officer

Education/Professional Education:
Master of Business Administration, Middle Tennessee State University
Bachelor of Accounting - MTSU; Certified Trust & Financial Advisor - ABA National Graduate School, Chicago IL           

Professional Affiliations:
Member of Institute of Management Accountants (IMA)

Civic Affiliations and Community Activities:
Past President of Columbia Breakfast Rotary Club; President of Leadership Maury Alumni Association; Leadership Maury Board Member

Major Area(s) of Responsibility:

• Coordinates and directs financial accounting function of the bank and the holding company.
  Primary responsibility for general ledger and chart of accounts for the bank and holding company.
• Coordinates and oversees the establishment and maintenance of financial computer model to assist Asset/Liability management and monitor interest rate risk as well as Branch Profitability
• Preparation of annual budget and five-year capital plan based on projected growth, interest rates, operating costs, and the bank’s asset/liability management plan.
• Monitors generally accepted accounting principles and recommends accounting policies to ensure bank compliance.

How any years at F&M and number of years banking experience:
12 years of banking experience and 10 years with F&M

Honors and Awards:
Paul Harris Fellow, Certified Trust and Financial Advisor, Leadership Maury