Balancing Customer’s Checkbook

No fee on current statement
Add'l statement $20.00 per hour

Canadian Check Clearings

$10.00 each

Canadian Check Returns

$15.00 each

Cashier's Checks/

Customers: $5.00 each
Others: $20.00 each

Checkbook Fees

Vary according to style ordered.

Current Statements

No fee on current statements. See Research Fees for additional statements.

Deficit Funds Transfer

$10.00 per transfer – limit of 3 transfers per month from a savings account.

Direct Collection of Cash Items

$15.00 per incoming or outgoing item.

Dormancy Fees

Checking: Six months of no activity with a balance of less than $200.00: $8.00/month
Savings: One year of no activity with a balance of less than $200.00: $8.00/month

FAMTEL/Impact Automatic Teller Card

No fee for original card.
$5.00 fee for replacement cards.
No fee for transaction at FAMTEL/Impact ATMs.
$1.50 per transaction at all other ATMs.

Fax Transmission

$5.00 first page; $2.00 per additional page, incoming or outgoing.

Foreign Currency

Priced upon request

Foreign Draft Orders

$50.00

Foreign Travelers Cheques

$20.00 Handling Fee

Garnishments and Levies

$65.00 each

Imaged Check Copies

No fee for copies up to 90 days. After 90 days, see Research Fees. Free check copies are available with Free Checking accounts. The President’s Club account offers free online check images. See individual account Web pages for more details.

IRA Termination Fee

Before age 59 1/2: $25.00

International Wire Transfers

Prices vary; bank customers only.

Overdraft Fees

$29.75 per non-sufficient funds (NSF) item paid.
$5.00 per day beginning on the second day for overdrawn account balance.

Payments of Checks

When processing checks drawn on your account, our policy is to pay them according to the dollar amount. We pay the largest check first.

Research

$20.00 per hour and $2.00 per copy.

Return Item Fee

$29.75 per non-sufficient funds (NSF) item returned.

Returned Deposit Item Fee

$5.00

Safe Deposit Box Rental

$12.00 - $75.00 per year based on size of box.

Stop Payment

All items: $29.75 charge.

Travelers Checks

$1.00 for every $100.00 in travelers checks.

Travelers Checks for Two

$1.50 for every $100.00 in travelers checks.

Wire Transfers

$20.00 for outgoing and $15.00 for incoming; bank customers only.