ATM / Check Card

Impact Check Card® is an automatic teller card, and more. It also works like a check at Visa® merchants everywhere.

If your Impact Check Card is lost or stolen, call 800-236-2442 immediately or if during banking hours, you may call the bank at (931) 388-3145.

Issuance is subject to approval.

• The amount of your purchase from a merchant will be deducted from your checking account.
• It is NOT a credit card. Purchases appear on your monthly checking account statement.
• Use the card to avoid check approval hassles and to avoid carrying large sums of cash.
• Use the card instead of a credit card to make catalog purchases and travel reservations.
• There are no check card membership fees, periodic service fees or per-purchase charges.
• Using Impact as an ATM card, you may withdraw up to $250 a day from your checking or savings (higher limits are available). You may also make deposits, make loan payments, transfer money between accounts or inquire about your balances. There is a nominal fee to use the card at non-F&M ATM locations. See the bank's current fee schedule.

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