F&M customers who are 50 or better and maintain a $1,000 minimum daily balance may enjoy the Chairman's Club benefits with no monthly service fees.

As a club member, you earn monthly interest on your checking account with no monthly maintenance fee. Plus you get free club checks enclosed in a handsome Chairman's Club cover.

Other benefits:

• Travel Club members take day trips to area attractions, plus extended trips and worldwide cruises.
• Group activities, including Big Band parties, Senior Fairs and information programs.
• Higher rates on Certificates of Deposit.
• No fee for the initial issuance of your F&M automatic teller card.
• Automatic qualification for Impact® Check Card.
• Discount on safe deposit boxes.
• No annual fee for Visa® or Mastercard®.
• Free issuance of cashier's checks and traveler’s checks.
• Free notary services.
• No fees for will reviews, estate planning and financial planning.
• Quarterly club newsletter.
  

Chairman’s Club Fees
(For customers 50 years of age or better)
Many personal banking services plus membership in the bank’s Travel Club. Special rates on certificates of deposit – ask us for details.

Interest on Checking Account
Account accrued daily and paid monthly, subject to change without notice. Call us about our tiered interest rates.

Maintenance Fee
No fee if a $1,000.00 daily balance is maintained; $10.00 fee if balance falls below $1,000 during statement cycle.    

F&M Times Quarterly Newsletter

Fall 2007 Issue* (1342k)

For more information about the Travel Club and sign up for trips, click here:

For more information about the Chairman’s Club, e-mail chairmansclub@fandmbank.com.

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