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Electronic Transfer Account

This account is available only to recipients of Federal benefit, wage, salary or retirement payments. Only federally insured financial institutions may offer this account and the features are specified by the U.S. Treasury Department.

Account features and benefits:

  • No minimum to open the ETA.
  • Direct deposit of Federal payment.
  • Four free teller or ATM withdrawals per month.
  • Four free balance inquiries per month.
  • Free Famtel card, our basic ATM card (Impact® check card not available).

Electronic Transfer Account Fees

Available only to recipient of Federal benefit, wage, salary or retirement payments.

TYPE FEE
Maintenance Fee $3.00/month

Transaction Limitations

  • Fee for exceeding withdrawal or balance inquiry limit:
  • $5.00 per excess withdrawal.