Free Checking

F&M Free Checking is a simpler way to bank. There are no canceled checks or check images to file, and you get all the benefits of checking with F&M.

Features:

• No monthly minimum balance required.
• No limits on the number of checks you can write.
• Free Impact^® Visa^® check card (subject to approval).

Additional Requirements:

• Neither cancelled checks, nor images returned with statements.
• Requires use of duplicate checks.

Free Checking Fees

• $50.00 to open.
• No monthly maintenance fee.
• No activity or transaction fees.

Miscellaneous Fees

• Two check copies within 90 days of a statement at no charge, all others $5.00 each. Find out how you can see your check images online through E-Neighbor Banking.