Interest Checking

You can earn interest on your checking account with an F&M Interest Checking account.

Features:

• No monthly maintenance fee with a $1,000 minimum daily balance.
• Unlimited number of transactions each month.
• Interest is compounded and paid monthly.
• No annual fee for Visa® or Mastercard®.

Interest Checking account customers have two options in choosing an automatic teller machine program:

• F&M's basic card, FAMTEL, may be used worldwide on the CIRRUS® ATM network.
• The Impact® Check Card (issued upon approval) works like a check at 10.5 million Visa merchants. It also may be used as an ATM card at any CIRRUS or Visa ATM location.
• There is no fee for the initial issuance of your F&M automatic teller card.

Interest Checking Fees

Interest
Accrued daily and paid monthly, subject to change without notice.
Call us about our tiered interest rates.

Maintenance Fee
No fee if a $1,000.00 daily balance is maintained; $15.00 fee if balance falls below $1,000.00 during statement cycle.