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Regular Checking Account
This is F&M's standard checking account. Customers with Regular Checking accounts enjoy no service fees when they maintain a minimum daily balance of $750. Monthly maintenance fees are assessed when balances fall below $750.
Features:
- You may write an unlimited number of checks each month without affecting the monthly maintenance fee.
- No annual fee for Visa®or Mastercard®.
F&M checking customers have two options in choosing an automatic teller machine program:
- F&M's basic card, FAMTEL, may be used worldwide on the CIRRUS® ATM network.
- The Impact® Check Card (issued upon approval) works like a check at 10.5 million Visa merchants. It also may be used as an ATM card at any CIRRUS or Visa ATM location.
- There is no fee for the initial issuance of your F&M automatic teller card.
Regular Checking Fees
Maintenance fee assessed monthly on the following minimum daily balances:
Regular Checking Account Fees
| Minimum Daily Balance |
Monthly Maintenance Fee |
| $750.00 and over |
None |
| $500.00 to $749.99 |
$6.00 |
| $300.00 to $499.99 |
$7.00 |
| $0 to $299.99 |
$8.00 |
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