Regular Checking Account

This is F&M's standard checking account. Customers with Regular Checking accounts enjoy no service fees when they maintain a minimum daily balance of $750. Monthly maintenance fees are assessed when balances fall below $750.

Features:

• You may write an unlimited number of checks each month without affecting the monthly maintenance fee.
• No annual fee for Visa®or Mastercard®.

F&M checking customers have two options in choosing an automatic teller machine program:

• F&M's basic card, FAMTEL, may be used worldwide on the CIRRUS® ATM network.
• The Impact® Check Card (issued upon approval) works like a check at 10.5 million Visa merchants. It also may be used as an ATM card at any CIRRUS or Visa ATM location.
• There is no fee for the initial issuance of your F&M automatic teller card.

Regular Checking Fees
Maintenance fee assessed monthly on the following minimum daily balances: