Consumer Loans

First Farmers & Merchants Bank responds to the credit needs of the communities it serves. We're committed to fast, efficient, friendly service to our Consumer Loan customers.

Features:

• Local loan officers are empowered to make decisions on consumer loan requests. That means a prompt response to your needs.
• A loan decision will be made within 24 hours of your completed loan application.
• Loan payments may be made by check, or we can systematically draft payments from your F&M deposit account.

If you would like more information, please contact one of our Loan Representatives:

Contact Consumer Lending:

• Carol Messer
  (931) 380-8260
• Judy Musgrave
  (931) 486-2212

Click here to access F&M's Auto Loan Monthly Payment Calculator.

Click here to access F&M's Home Loan Monthly Payment Calculator.