Loans

First Farmers & Merchants Bank responds to the credit needs of the communities it serves. We're committed to fast, efficient, friendly service to our consumer loan customers.

Features:

• Local loan officers are empowered to make decisions on consumer loan requests. That means a prompt response to your needs.
• A loan decision will be made within 24 hours of your completed loan application.
• Loan payments may be made by check or we can systematically draft payments from your F&M deposit account.

Contact Consumer Lending

If you would like more information, please contact one of our loan representatives:

• Carol Messer
  (931) 380-8260
• Judy Musgrave
  (931) 388-3145