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Savings Accounts

For more information, call (931) 388-3145 or 800-882-8378 or e-mail savings@fandmbank.com.

Savings Account Comparison Grid

Features
Competitive interest rates
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Insured by the FDIC up to $100,000
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Interest accrues on the daily ledger balance and is credited monthly
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Interest may be paid to you by check
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Interest can be credited to your checking or savings account
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Account funds are paid with a check each year in November
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Earns a higher rate of interest for higher balances
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Automatic transfers from checking into account
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No service fee
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No monthly maintenance fee with a minimum daily balance of $125
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No monthly maintenance fee for minors, full-time students through age 22 or persons age 62 and older
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Limited number of withdrawals/tansfers per month
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No early withdrawal interest penalty for medical emergency (after first six days)
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Minimum of $25 to open an account
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Minimum of $1,000 to open account
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Minimum of $2,500 to open account
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$2,500 minimum daily balance to avoid maintenance fee
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Offers a variety of terms; from seven days to 5 years
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Free coupon book to make regular deposits
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Access account with automatic teller card
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Teaches children about saving
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Free Penny & Bill savings booklet
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Free Penny & Bill newsletter
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Opportunities to win special prizes
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Penny & Bill account book cover (with $100 balance)
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